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	<title>Comments on: 0 Balance Transfers Credit Card MBNA</title>
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	<link>http://student-credit-cardsearch.com/0-balance-transfers-credit-card-mbna/</link>
	<description>Search Student Credit Cards</description>
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		<title>By: credit card gateway</title>
		<link>http://student-credit-cardsearch.com/0-balance-transfers-credit-card-mbna/#comment-34</link>
		<dc:creator>credit card gateway</dc:creator>
		<pubDate>Mon, 29 Aug 2011 14:19:00 +0000</pubDate>
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		<description>I recently declared bankruptcy and my credit card debt (a little less than $20,000) was discharged in May &#039;09. I did not lose my car (paid off) or my home (no late payments/reaffirmed debt).

I have pulled my own free credit reports however none of them had a credit score.

I realize that my credit score will be low. I am wondering how long before my score will go up?

Also, I&#039;m in a position that I will be needing a newer used vehicle soon. I don&#039;t want to suffer through the finance game at a dealer if I can avoid an over 20% APR.</description>
		<content:encoded><![CDATA[<p>I recently declared bankruptcy and my credit card debt (a little less than $20,000) was discharged in May &#8217;09. I did not lose my car (paid off) or my home (no late payments/reaffirmed debt).</p>
<p>I have pulled my own free credit reports however none of them had a credit score.</p>
<p>I realize that my credit score will be low. I am wondering how long before my score will go up?</p>
<p>Also, I&#8217;m in a position that I will be needing a newer used vehicle soon. I don&#8217;t want to suffer through the finance game at a dealer if I can avoid an over 20% APR.</p>
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